I am using an M3 miniSD, last time I tried, the miniSD broke and locked itself down. I DON'T WANT TO REPEAT THAT! Anyone have tips/tricks to keep this from happening? 1. I know there is a trick where you put black electrical tape on the adapter, but I forgot specifically where the tape goes on the adapter. 2. I read something about someone saying to disable the lock/unlock tab. 3. Do I need to format the card to FAT32 before I use it? I should have gone with microsd to avoid this damn problem.