I don't know if all cell phones use sim card, but do phones in the T-Mobile service use sim cards? I have a phone thats unlocked (Motorola E398) and can use T-Mobile, and my friend has T-Mobile.
If a phone can be un locked, means it has a Sims card. Carriers like T-mobile, cingular, etc. operate under a GSM network that requires Sims cards, unlike others like Verizon, Sprint / Nextel who orerate under CDMA networks do not use sims cards.